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It doesn't matter [link widoczny dla zalogowanych] whether you are buying a second property with the intentions of just having it as a holiday home, or if you are going into it with the intention of turning it in to a holiday buy to let business, when it comes to getting the best second property mortgage deals you are going to have [link widoczny dla zalogowanych] to go about it the right way.
Good second property deals can be found; they do exist but unless you have the expertise and [link widoczny dla zalogowanych] know [link widoczny dla zalogowanych] where to look you could spend a vast amount of time looking in the wrong places. There is a much easier option when it comes to [link widoczny dla zalogowanych] getting the best second property mortgage deals and this is to go with an expert in the business, a specialist broker can [link widoczny dla zalogowanych] save you a lot of time, money and stress simply because they know [link widoczny dla zalogowanych] where to look when it comes to getting the best [link widoczny dla zalogowanych] deal.
There is a lot for you to consider when it comes to buying a second home and the mortgage for your new property is just one of them. Mortgage taken out for a [link widoczny dla zalogowanych] second home can vary vastly from the mortgage you took for your home. When it comes to the mortgage then you will [link widoczny dla zalogowanych] have to decide if you are going into to the buy to let business, a mortgage for the buy to let business goes on different factors.
For example you will have to be able to prove that the property meets the requirements for a buy to let which means it should be fully furnished and be available for renting for a period [link widoczny dla zalogowanych] of 140 days pout of the year. You will also have to prove to the lender that you will be able to drag in around 130% of the mortgage from your tenants. Of course your broker will have discussed this and will known what they are looking for when it comes to getting the best second property deals together for your consideration.
When it comes to getting the cheapest deal when it comes to getting the cheapest deal for your mortgage you should of course have given some consideration to the location of the property, if the lender doesn't think that the location is a choice then they will be reluctant in giving you a mortgage.
One of the rules is that you expect to bring in an income of around 130% of the mortgage in renting fees, so when it comes down to getting the best second property mortgage deals then choose a [link widoczny dla zalogowanych] specialist broker.
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